Calculate Your Georgia Take-Home Pay

Looking for an accurate paycheck tax calculator Georgia? Our Georgia paycheck calculator helps you determine your exact take-home pay after all deductions. Georgia uses a flat 5.49% state income tax in 2026, which means every dollar of taxable income is taxed at the same rate. This makes calculating your Georgia paycheck more straightforward than states with progressive tax brackets.

Whether you're evaluating a job offer in Atlanta, Savannah, or anywhere else in the Peach State, understanding your Georgia take-home pay is essential for financial planning. Our paycheck tax calculator Georgia accounts for federal income tax, Georgia's 5.49% flat tax, FICA (Social Security and Medicare), and common pre-tax deductions like 401(k) contributions and health insurance.

Because we maintain federal, FICA, and Georgia withholding tables for every filing status, the calculator instantly shows both per-paycheck and annual net pay. Toggle between salary and hourly pay, include pre-tax deductions such as 401(k), HSA, or health insurance, and watch the tool recompute your Georgia take-home pay immediately.

Quick Georgia tax facts

  • Georgia taxes all taxable wages at 5.49%.
  • Federal income tax, Social Security, and Medicare withholding apply in every state, including Georgia.
  • You can pre-fill the calculator by visiting https://mynetpay.org/?state=GA#calculator.
  • Local payroll taxes may apply in certain Georgia cities or counties—add them after reviewing your pay stub.

How to Use the Paycheck Tax Calculator Georgia

Using our paycheck tax calculator Georgia is simple. Follow these steps to calculate your Georgia take-home pay:

  1. Enter your income: Select salary or hourly pay and enter your gross income. For example, if you earn $65,000 per year or $32.50 per hour in Georgia, enter that amount.
  2. Select Georgia: Choose Georgia as your state (using ?state=GA in the URL fills it in automatically). This ensures the 5.49% flat tax rate is applied correctly.
  3. Add your details: Pick your pay frequency (weekly, bi-weekly, semi-monthly, or monthly) and filing status (single, married filing jointly, etc.), then add any 401(k), HSA, or health insurance deductions.
  4. Get your results: Click "Calculate My Paycheck" and review the detailed breakdown showing your Georgia take-home pay, including federal income tax, Georgia state tax (5.49%), FICA taxes, and your final net pay.

The paycheck tax calculator Georgia is especially useful for comparing job offers, planning your budget, or understanding how pre-tax deductions affect your Georgia take-home pay. The 5.49% flat tax means state tax calculations are consistent regardless of income level.

Georgia Local Taxes and Your Take-Home Pay

When calculating your Georgia take-home pay using our paycheck tax calculator Georgia, it's important to note that Georgia does not allow local income taxes at the city or county level. Unlike states like Pennsylvania or Ohio, Georgia only collects state income tax (5.49%) and federal taxes, which simplifies your Georgia paycheck calculation.

However, some Georgia municipalities may impose local sales taxes or property taxes, but these don't directly affect your paycheck. Your paycheck tax calculator Georgia results will show your take-home pay after federal income tax, Georgia's 5.49% state tax, and FICA taxes only.

This makes Georgia an attractive state for workers who want to maximize their take-home pay, as the flat 5.49% state tax is relatively moderate, and there are no additional local income taxes reducing your paycheck.

Example: Georgia Paycheck Calculation

Let's calculate the Georgia take-home pay for someone earning $75,000 per year in Georgia, filing as single, with a 5% 401(k) contribution:

  • Gross annual salary: $75,000
  • 401(k) contribution (5%): $3,750 (pre-tax)
  • Federal taxable income: ~$71,250 (after standard deduction)
  • Federal income tax: ~$8,500
  • FICA taxes (Social Security + Medicare): $5,737.50
  • Georgia state tax (5.49%): $4,117.50
  • Georgia take-home pay (annual): $56,895
  • Bi-weekly Georgia paycheck: ~$2,188

This example demonstrates how the paycheck tax calculator Georgia works. The 5.49% flat tax means state tax is easy to calculate, but federal taxes vary based on filing status and income level.

2026 Planning Tips for Georgia Employees

  • Update your W-4: If you want to adjust your Georgia take-home pay, update your W-4 if you picked up a second job, got married, or expect significant itemized deductions in 2026.
  • Maximize pre-tax benefits: Leverage pre-tax benefits—every dollar you contribute to a 401(k) or HSA reduces both federal and Georgia taxable income, increasing your take-home pay.
  • Track Social Security wage base: Track your year-to-date taxable wages. Once you hit the Social Security wage base ($168,600 in 2025), your Georgia take-home pay will increase because OASDI withholding stops for the rest of the year.
  • No local taxes: Remember that Georgia doesn't have local income taxes, so your state tax burden is simply the 5.49% flat rate, making budgeting easier.

Frequently Asked Questions About Paycheck Tax Calculator Georgia

What percentage of my salary goes to taxes in Georgia?

Your total tax burden in Georgia depends on your income level and filing status. For most workers earning $50,000-$100,000, expect to pay approximately 25-31% in combined federal, state, and FICA taxes. Georgia's 5.49% flat tax is moderate compared to other states, and there are no local income taxes.

How much will I take home from a $70,000 salary in Georgia?

For a $70,000 salary in Georgia (single filer, no local taxes, no pre-tax deductions), your Georgia take-home pay would be approximately $51,000-$53,000 annually, or about $1,960-$2,040 per bi-weekly paycheck. This includes federal income tax (~$7,000), FICA taxes (~$5,355), and Georgia state tax (~$3,843).

Does Georgia have local income taxes?

No, Georgia does not allow local income taxes at the city or county level. Your Georgia paycheck will only have federal taxes, the 5.49% state tax, and FICA taxes deducted. This makes calculating your Georgia take-home pay simpler than in states with local taxes.

Calculate Your Georgia Take-Home Pay Now

Use our free paycheck tax calculator Georgia to get your exact GA take-home pay. Open the calculator with Georgia pre-selected and model salary, hourly, bonus, or commission income in seconds.

Use Paycheck Tax Calculator Georgia

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