2026 paycheck planning

See where your paycheck goes—without the mystery.

Estimate federal tax, state income tax, Social Security, Medicare, deductions, and take-home pay from salary or hourly income. Every displayed tax year and source is visible.

Tax year 2026IRS & SSA sourcedNo signup50 states

Paycheck calculator

Estimate your take-home pay

Start with annual, monthly, weekly, or hourly pay. Open advanced inputs only when you need them.

$per year
Resident state. Enter a local rate separately if one applies.
$

Transparent by design

Verified inputs, visible limits

Federal values come from the IRS and SSA. State rates are kept in a separate reviewable dataset with official authority links and notes about what the estimate excludes.

Review every data source

Useful, not bloated

Focused salary tools

Convert hourly pay, compare states, estimate overtime, model a raise, or see how a 401(k) contribution changes cash flow.

Browse 12 calculators

Correct a result

Something look wrong?

Send the inputs, expected result, and official source. Reports go directly to the site owner—there is no invented “review team.”

Report a calculation issue

Before you rely on an estimate

What this calculator does—and does not do

Is this the same as payroll withholding?

No. It estimates annual income-tax liability and spreads the result across pay periods. An employer generally uses IRS Publication 15-T, your Form W-4, state withholding forms, and payroll-specific rounding.

Does it include local tax?

Not automatically. Local rules vary by city, county, residency, and work location. You can enter a known local wage-tax rate in advanced inputs.

Why might my pay stub differ?

Common reasons include W-4 credits or other income, multiple jobs, pretax benefit treatment, local taxes, state exemptions, payroll rounding, and year-to-date Social Security wages.

Read the full methodology and assumptions