Pennsylvania Salary Calculator & Wage Calculator 2025

Calculate your exact take-home pay in Pennsylvania with our free Pennsylvania salary calculator and wage calculator. Understand how Pennsylvania state taxes affect your net pay and compare your take-home pay across different salary levels. Our Pennsylvania paycheck calculator accounts for federal taxes, Pennsylvania state income tax (flat 3.07% rate), local taxes where applicable, FICA taxes, and deductions.

Pennsylvania State Income Tax - Flat Rate System

Pennsylvania uses one of the simplest state income tax systems in the United States, with a flat tax rate of 3.07% on all taxable income regardless of income level. This flat rate makes calculating your Pennsylvania state tax straightforward compared to states with complex progressive tax brackets.

Pennsylvania does not allow personal exemptions or standard deductions for state income tax purposes, which differs from many other states. Every dollar of taxable income is taxed at the flat 3.07% rate. However, Pennsylvania does not tax most retirement income, including Social Security benefits, distributions from 401(k) plans, IRAs, and pension income, making it particularly attractive for retirees.

For someone earning $80,000 annually in Pennsylvania, their state income tax would be $2,456 (3.07% of $80,000). This flat rate system means that whether you earn $40,000 or $140,000, you pay the same 3.07% rate on all taxable income.

Pennsylvania Salary Calculator: Understanding Your Take-Home Pay

Your take-home pay in Pennsylvania depends on your gross salary or hourly wage, filing status, pre-tax deductions, and whether you live or work in an area with local taxes. Use our Pennsylvania salary calculator to see exactly how much you'll net from your paycheck after federal taxes, Pennsylvania state taxes, local taxes (if applicable), FICA taxes, and any deductions.

For a typical Pennsylvania worker earning $70,000 annually, single filing status, with no pre-tax deductions and no local taxes, you can expect approximately $55,000-$57,000 in annual net pay, or roughly $2,115-$2,192 per bi-weekly paycheck. However, if you work in Philadelphia, you'll also pay the city wage tax, which reduces your take-home pay further.

Local Taxes in Pennsylvania: Philadelphia and Other Cities

Some Pennsylvania municipalities impose local earned income taxes or local services taxes on top of state income tax. Philadelphia has a city wage tax of 3.8398% for residents and 3.4481% for non-residents who work in the city. This significantly affects your take-home pay compared to working in other parts of Pennsylvania.

If you work in Philadelphia, your total local tax burden includes both the city wage tax and Pennsylvania state income tax. For a $75,000 salary, Philadelphia residents pay approximately $2,880 in city wage tax plus $2,302.50 in state tax, for a total of $5,182.50 in state and local income taxes. Our Pennsylvania salary calculator accounts for these local taxes when you select your location.

How to Use the Pennsylvania Salary Calculator

Our free Pennsylvania salary calculator and wage calculator makes it easy to calculate your exact take-home pay. Simply enter your annual salary or hourly wage, select Pennsylvania as your state, choose your filing status and location (to account for local taxes), add any pre-tax deductions, and select your pay frequency. The calculator will instantly show you your net pay per paycheck and annually.

The Pennsylvania salary calculator accounts for: federal income tax brackets, Social Security tax (6.2% up to $168,600), Medicare tax (1.45%, plus 0.9% surtax for high earners), Pennsylvania state income tax (3.07% flat rate), local taxes where applicable (like Philadelphia wage tax), and pre-tax deductions. This gives you an accurate estimate of what will actually be deposited into your bank account.

Pennsylvania Wage Calculator: Hourly vs. Salary

Whether you're paid hourly or receive an annual salary, our Pennsylvania wage calculator helps you understand your take-home pay. For hourly workers, calculating your annual income is the first step. If you earn $28 per hour and work 40 hours per week for 52 weeks, your annual gross income is $58,240.

For salaried employees, your annual salary is your starting point. A $65,000 annual salary translates to different paycheck amounts depending on your pay frequency. With bi-weekly pay (26 paychecks per year), each paycheck before taxes is $2,500. Regardless of whether you're hourly or salaried, the tax calculations are the same based on your total annual taxable income.

Cost of Living and Salary Considerations in Pennsylvania

When evaluating Pennsylvania salaries, consider the complete financial picture including housing costs, property taxes, sales taxes, and overall cost of living alongside income taxes. Pennsylvania's flat 3.07% income tax rate is relatively low, but property taxes and local taxes (in cities like Philadelphia) can add to your total tax burden.

Our Pennsylvania salary calculator helps you understand the take-home pay portion of this equation, enabling better financial planning and job offer evaluation. Use it to compare how the same salary would translate to take-home pay in different Pennsylvania locations, accounting for local tax differences.

Comparing Pennsylvania Salaries to Other States

Pennsylvania's flat 3.07% state income tax rate is relatively low compared to many other states, making it attractive for workers who want to maximize their take-home pay. Workers in states with no income tax (Texas, Florida, Tennessee, etc.) will have higher take-home pay, but Pennsylvania's rate is lower than neighboring states like New York or New Jersey.

Use our Pennsylvania salary calculator to compare how the same salary would translate to take-home pay in different states. This is especially valuable when considering job offers or potential relocation, as state tax differences can result in thousands of dollars in annual take-home pay differences.