How South Dakota payroll taxes impact your 2026 paycheck

South Dakota does not tax earned income, so only federal withholding, Social Security, Medicare, and any local payroll taxes reduce your paycheck.

Because we already maintain federal, FICA, and South Dakota withholding tables for every filing status, the calculator instantly shows both per-paycheck and annual net pay. Toggle between salary and hourly pay, include pre-tax deductions such as 401(k), HSA, or health insurance, and watch the tool recompute your South Dakota take-home pay immediately.

Quick South Dakota tax facts

  • South Dakota does not impose a state income tax.
  • Federal income tax, Social Security, and Medicare withholding apply in every state, including South Dakota.
  • You can pre-fill the calculator by visiting https://mynetpay.org/?state=SD#calculator.
  • Local payroll taxes may apply in certain South Dakota cities or counties—add them after reviewing your pay stub.

How to use the South Dakota paycheck calculator

  1. Select salary or hourly pay and enter your gross income.
  2. Choose South Dakota as your state (using ?state=SD in the URL fills it in automatically).
  3. Pick your pay frequency and filing status, then add any 401(k), HSA, or health insurance deductions.
  4. Click “Calculate My Paycheck” and review the per-paycheck plus annual summary, including federal, South Dakota, and FICA withholding.

South Dakota local taxes and paycheck adjustments

Many South Dakota workers also face local payroll or city wage taxes. Use your latest pay stub to see those percentages and add them as post-tax deductions inside the calculator. This is especially important if you work in a major metro area or a school district that levies its own earned income tax.

2026 planning tips for South Dakota employees

  • Update your W-4 (and any South Dakota-specific withholding form) if you picked up a second job, got married, or expect significant itemized deductions in 2026.
  • Leverage pre-tax benefits—every dollar you contribute to a 401(k) or HSA reduces both federal and South Dakota taxable income (unless you live in a no-tax state).
  • Track your year-to-date taxable wages. Once you hit the Social Security wage base, your take-home pay will jump because OASDI withholding stops for the rest of the year.

Get your exact South Dakota take-home pay

Open the calculator with South Dakota pre-selected and model salary, hourly, bonus, or commission income in seconds.

Launch the South Dakota calculator