How North Dakota payroll taxes impact your 2026 paycheck

North Dakota uses a flat 1.95% state income tax in 2026. Every dollar of taxable income is treated the same, which makes estimating North Dakota paychecks straightforward compared to states with many brackets.

Because we already maintain federal, FICA, and North Dakota withholding tables for every filing status, the calculator instantly shows both per-paycheck and annual net pay. Toggle between salary and hourly pay, include pre-tax deductions such as 401(k), HSA, or health insurance, and watch the tool recompute your North Dakota take-home pay immediately.

Quick North Dakota tax facts

  • North Dakota taxes all taxable wages at 1.95%.
  • Federal income tax, Social Security, and Medicare withholding apply in every state, including North Dakota.
  • You can pre-fill the calculator by visiting https://mynetpay.org/?state=ND#calculator.
  • Local payroll taxes may apply in certain North Dakota cities or counties—add them after reviewing your pay stub.

How to use the North Dakota paycheck calculator

  1. Select salary or hourly pay and enter your gross income.
  2. Choose North Dakota as your state (using ?state=ND in the URL fills it in automatically).
  3. Pick your pay frequency and filing status, then add any 401(k), HSA, or health insurance deductions.
  4. Click “Calculate My Paycheck” and review the per-paycheck plus annual summary, including federal, North Dakota, and FICA withholding.

North Dakota local taxes and paycheck adjustments

Many North Dakota workers also face local payroll or city wage taxes. Use your latest pay stub to see those percentages and add them as post-tax deductions inside the calculator. This is especially important if you work in a major metro area or a school district that levies its own earned income tax.

2026 planning tips for North Dakota employees

  • Update your W-4 (and any North Dakota-specific withholding form) if you picked up a second job, got married, or expect significant itemized deductions in 2026.
  • Leverage pre-tax benefits—every dollar you contribute to a 401(k) or HSA reduces both federal and North Dakota taxable income (unless you live in a no-tax state).
  • Track your year-to-date taxable wages. Once you hit the Social Security wage base, your take-home pay will jump because OASDI withholding stops for the rest of the year.

Get your exact North Dakota take-home pay

Open the calculator with North Dakota pre-selected and model salary, hourly, bonus, or commission income in seconds.

Launch the North Dakota calculator