Terms of Service

Last Updated: January 2025

Please read these Terms of Service carefully before using MyNetPay.org. By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our website.

1. Acceptance of Terms

By accessing and using MyNetPay.org (the "Website"), you accept and agree to be bound by the terms and provisions of this agreement. Additionally, when using this Website, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement.

2. Description of Service

MyNetPay.org provides a free online paycheck calculator and related educational content (collectively, the "Service"). The Service allows users to estimate their net take-home pay after federal taxes, state taxes, FICA contributions, and various deductions.

3. Use of Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate MyNetPay.org, a MyNetPay.org employee, another user, or any other person or entity
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website
• To introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful

4. No Professional Advice

The information provided on this Website is for informational purposes only and does not constitute professional tax, financial, or legal advice. The calculations and content provided by our Service are estimates based on general tax rules and may not account for all individual circumstances.

You should not rely solely on information from this Website for making financial or tax decisions. We strongly recommend consulting with a qualified tax professional, certified public accountant (CPA), or financial advisor for advice tailored to your specific situation.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, MyNetPay.org makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website.

Tax laws and regulations change frequently. We update our calculator regularly but cannot guarantee that all information is current at the time of your use. Your actual paycheck may differ from our calculations due to various factors including but not limited to:

• Employer-specific payroll system variations
• Local taxes not included in our calculator
• Recent tax law changes not yet reflected in our system
• Individual circumstances not captured by the calculator inputs
• Rounding differences
• State-specific deductions, exemptions, or credits

6. Disclaimer of Warranties

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. MYNETPAY.ORG EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

MyNetPay.org makes no warranty that:

• The Service will meet your requirements
• The Service will be uninterrupted, timely, secure, or error-free
• The results obtained from the use of the Service will be accurate or reliable
• Any errors in the Service will be corrected

7. Limitation of Liability

IN NO EVENT SHALL MYNETPAY.ORG, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content
• Errors, omissions, or inaccuracies in our calculations or content
• Financial decisions made based on information from our Service

8. Indemnification

You agree to defend, indemnify, and hold harmless MyNetPay.org and its licensors, employees, agents, and partners from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.

9. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of MyNetPay.org. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as necessary to use the Service for its intended purpose.

10. Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by MyNetPay.org. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that MyNetPay.org shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

11. User Content and Feedback

If you provide us with any feedback, suggestions, or ideas regarding the Service ("Feedback"), you grant us the right to use such Feedback for any purpose without compensation or acknowledgment to you. We are not obligated to use any Feedback provided to us.

12. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice, for any reason. We will not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after revisions become effective, you agree to be bound by the revised terms.

14. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

16. Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in the English language and shall take place in the United States. You agree to waive any right to a jury trial or to participate in a class action lawsuit.

17. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.

18. No Warranties for Free Service

The Service is provided free of charge. You acknowledge that because you are not paying for the Service, we make no warranties or guarantees regarding its availability, accuracy, or functionality.

19. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices.

20. Contact Information

If you have any questions about these Terms, please contact us:

• By visiting our contact page
• By email: legal@mynetpay.org

21. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and MyNetPay.org regarding the use of our Service, superseding any prior agreements between you and MyNetPay.org relating to your use of the Service.

Acknowledgment

BY USING THIS SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.